Caribbean workmen's compensation
One calculator. One source of truth. Every statutory formula traced to the Act, computed server-side, and built to be relied on — by the broker filing a claim, the adjuster settling it, and the worker depending on it.
Statutory calculator
Compute a claim in seconds.
No signup. No data retained. Every figure derives from the Workmen's Compensation Act for the jurisdiction you select, and updates the moment you type.
Claim basis
2 years, 6 months, 21 days
ResultsUpdates live
This calculator implements the statutory formulas under the relevant Act. Results are computed server-side using the same engine as the Quantum Caribbean claims platform. For a binding determination, consult a qualified claims professional.
Legislation
Each calculation traces to the Act.
The platform implements the Workmen's Compensation Act for each supported jurisdiction. Below are the live references behind every figure the calculator returns.
Trinidad & Tobago
Workmen's Compensation ActMonthly earnings basis. Temporary disablement at one-third (adult) or one-half (minor) of monthly earnings. Death lump sum of 36 months; PTD of 48 months (adult) or 96 months (minor). PPD: 50% to claimant, 50% to Registrar.
Read the Act ↗Antigua & Barbuda
Workmen's Compensation ActWeekly or monthly basis depending on pay type. Temporary disablement at 75% (adult) or 80% (minor) of weekly wages. Death lump sum of 42 months capped at XCD 50,000; PTD of 54 months capped at XCD 60,000. Full PPD paid to claimant.
Read the Act ↗About
Built to put the right information in the right hands.
The premise
Workmen’s compensation across the Caribbean has long been worked out on scattered spreadsheets, with quality varying claim-to-claim and office-to-office. The same statute, applied a dozen different ways. Quantum Caribbean exists to change that: one calculator, applied consistently, open to anyone in the market who needs an answer.
The intent
This began as a personal interest in making good information freely available to a market I work in every day. Brokers, employers, claims officers and the workers they serve all deserve a figure they can trust and trace. The public calculator is, and will remain, free to use — no signup, no data captured, no catch.
The discipline
Every formula traces to the relevant Act. Every result carries its citation. When legislation changes, the calculations follow promptly. Nothing you enter leaves your browser on the public calculator, and no personal data is retained. Accuracy and transparency are the whole point.
A market is stronger when everyone in it is working from the same numbers — and can see exactly where those numbers came from.
— Quantum Caribbean, on why this is free
For claims leaders
You already know where the time goes.
If you run a claims desk, you know the same workmen's compensation claim can be computed three different ways by three different officers — and that every inconsistency is a dispute, an audit query, or a payment you have to defend later. I built Quantum because I was the person defending them.
Every WC claim — wage derivation, caps, disablement, sick leave, medical — computed the same way, every time, traced to the section of the Act it came from. The variance between officers goes to zero.
Fewer disputes
A claimant conversation that starts from a defensible, citation-backed number is a conversation, not an argument.
Faster turnaround
Brokers submit, track and respond in one place. Less re-keying, less chasing, fewer claims stalled on your desk.
Junior officers, senior output
The engine carries the statutory knowledge, so a new officer produces a computation you’d sign off on.
Audits that close quickly
Every claim keeps its trail — statutory value, any assessed override, the reason, and who approved it.
The case writes itself in their language: reduced leakage from consistent computation, shorter audit cycles, and a defensible position under the examination regime — without replacing the core system you've already invested in.
Quantum doesn't compete with Guidewire, Duck Creek, Sapiens or your regional core system — the platforms that hold the policy and the claim record. It's the statutory computation layer they don't have: the part that knows Chap. 88:05 and Cap. 475 cold. It runs alongside what you already use.
Built by a Regional Claims Manager who has worked these claims by hand, under these Acts — not by a vendor reading a spec. If this is a problem worth solving for your book, I'd welcome the conversation.
Start the conversation
Tell me about your book and where the friction is — turnaround, dispute volume, audit findings, broker experience. I'll come back to you personally with what the platform delivers and what a rollout could look like.