Caribbean workmen's compensation
Calculate, process and settle claims across the Caribbean. Sponsored by participating insurers as industry infrastructure.
Claim basis
2 years, 5 months, 4 days
Sick leave period
Medical expenses
Permanent partial disablement
Results
Updates as you type
Wages
Medical
Disablement
This calculator implements the statutory formulas under Chap. 88:05. Results are computed in your browser and not transmitted or stored. For a binding determination, consult a qualified claims professional.
Legislation
The platform implements the Workmen's Compensation Act for each supported jurisdiction. Below are the live references.
Workmen's Compensation Act
Monthly earnings basis. Temporary disablement at one-third (adult) or one-half (minor) of monthly earnings. Death lump sum of 36 months; permanent total disablement of 48 months (adult) or 96 months (minor). Permanent partial disablement of 50% to claimant, 50% lodged with the Registrar.
Read the Act ↗Workmen's Compensation Act
Weekly or monthly basis depending on pay type. Temporary disablement at 75% (adult) or 80% (minor) of weekly wages. Death lump sum of 42 months capped at XCD 50,000; permanent total disablement of 54 months capped at XCD 60,000. Full permanent partial disablement paid to claimant.
Read the Act ↗About
Workmen's compensation in the Caribbean has long been computed from disparate spreadsheets, with quality varying claim-to-claim and insurer-to-insurer. Quantum Caribbean is one calculator, one source of truth, applied consistently to every claim.
The platform is free for employers, brokers, and claimants. Participating Caribbean insurers sponsor the platform as industry infrastructure — a single flat annual contribution that supports the public utility their market depends on.
Every formula traces to the relevant Act. Every result includes a citation. Updates to legislation are reflected promptly. No calculation leaves the user's browser; no personal data is retained on the public calculator.
For insurers
Foundation cohort sponsorship is open. Sponsors receive a co-branded claim submission experience, an adjuster dashboard for their book of claims, listing on the platform, and acknowledgement in the Quarterly Caribbean Claims Index.
What you sponsor
A free public calculator, a managed claim submission workflow, and an audit-grade compensation document trail — used by every broker and employer in the markets you underwrite.
What you receive
A branded subdomain, an adjuster dashboard, listing as a Sponsoring Insurer, acknowledgement in the Quarterly Index, and the operational benefit of fewer disputed claims.
How it works
Flat annual sponsorship. No per-claim fees, no usage metering, no minimum volume commitment. One invoice a year. Two-week onboarding.
insurers@quantumcaribbean.com